A defect in your real estate title can have catastrophic financial effects, if you are not properly insured. The American Land Title Association warns that many U.S. property owners may not be protected against a challenge to the title of their homes or the assertion of a claim against their title. As a property owner, you could face losing your real estate property if there is a problem with the title and incurring significant legal expenses in defending a claim.

Title Insurance protects real estate property owners and lenders against hidden risks that affect title to real estate. There are many instances in which hidden risks cannot be discovered even with a meticulous title search. Hidden risk is why it is so important for a purchaser to obtain an Owner’s Title Insurance Policy, which covers some of the following risks:

• Forged documents
• Clerical errors in public records
• Fraud
• Signature of minors
• Deeds from mentally incompetent persons
• Undisclosed or missing heirs

We are authorized agents for First American Title Insurance Company, which is one of the largest and most highly-respected title insurers in the country.